Captive Insurance Programs
Every year, well-run businesses write premium checks to insurance carriers — and when losses stay low, that money is gone. No return. No transparency. No reward for running a clean operation.
A captive insurance program is built on a different premise: businesses with strong performance deserve to benefit from it.
At Avanti Group, we offer access to a P&C group captive program designed for businesses spending $250,000 or more annually on workers' compensation, general liability, and auto liability. If your operations are well-managed and your losses are controlled, you may be leaving significant money on the table every renewal cycle.
Captives aren't the right fit for every business. But for the ones they are right for, they represent one of the most powerful risk financing strategies available — and a fundamental shift in how you think about insurance.
P&C Group Captive
For businesses spending $250,000 or more annually on workers' comp, general liability, and auto liability. Stop paying into a system that keeps your underwriting profit. Start owning your risk — and your results.
Is a Captive Right for You?
Not every business qualifies — and not every business should pursue one. We run an honest evaluation before we recommend anything. Start here if you're not sure where you stand.
Honest Evaluation First
We don't have a captive to sell you. We run a structured assessment of your premium volume, loss history, and risk profile before we recommend any program — and we'll tell you directly if it's not the right fit.
Programs Built by Experienced Partners
Our captive program is managed by best-in-class carriers, actuaries, claims administrators, and captive managers with proven, documented track records.
Integrated Into Your Risk Strategy
Captive programs work best as part of a broader risk financing strategy — not as a standalone product. We integrate captive evaluation into your Business Risk Diagnostic™ so every piece of your program works together.