Insurance Blog | Avanti Group Iowa

5700 Merle Hay Road, Johnston, IA 50131
(515) 697-3864
rich@avantigrp.org

Risk Financing

10 Signs You Have Outgrown Guaranteed Cost Insurance

Risk Financing

Iowa Is Now a Captive Domicile. Here Is Why That Matters.

Risk Financing

SIR vs. Deductible: The Difference That Shows Up at Claim Time

Risk Financing

How Group Captive Economics Actually Work

Risk Financing

When a Captive Doesn’t Make Sense

Cyber Liability

Dependent Business Interruption: The Cyber Gap Most Policies Miss

A warmly lit storefront business at dusk with a single thin fiber service drop descending from a utility pole to a closed gray demarcation box on its brick wall — a visual metaphor for dependent business interruption: a healthy business whose income depends entirely on the vendors at the other end of the line.

Cyber Liability

Cyber Insurance for Manufacturers: OT, IoT, and Downtime

A modern CNC machining line at night, powered but completely still — enclosed machines with doors closed, unfinished parts motionless on the conveyor, and a single steady amber stack light overhead — a visual metaphor for a manufacturer's real cyber loss: a plant that is intact and powered, yet not producing.

Cyber Liability

Cyber Insurance for Healthcare: HIPAA-Aligned Policy Structure

An empty hospital MRI suite with a white cylindrical scanner, copper RF-shielding seams in the walls, a deep-set leaded-glass observation window, and a heavy shielded door closed flush in its steel frame — a visual metaphor for protection engineered into the structure itself, the way healthcare cyber coverage must be built around HIPAA from the start.

Cyber Liability

Business Email Compromise: Anatomy of a Six-Figure Loss

A railroad turnout at dusk with the switch points thrown toward a diverging track, a ground-throw switch stand beside the rails, and a dwarf signal glowing steady green — a visual metaphor for a legitimate payment quietly rerouted to the wrong destination while every indicator reads normal.

Cyber Liability

Social Engineering and Wire Fraud: Why Most Cyber Policies Sublimit It

Closed brass night-deposit vault door set in a limestone bank facade at dusk, with a keyed lock and engraved deposit slot plate — a legitimate-looking channel through which money leaves a business.