International travel exposes you to risks your everyday coverage doesn’t follow. The right policy fills those gaps.
Travel insurance covers trip cancellation, medical emergencies abroad, evacuation, baggage, and the unexpected events that can derail a trip and leave you absorbing thousands of dollars in non-refundable costs. Most domestic health plans provide limited or no coverage outside the U.S., and Medicare covers virtually nothing internationally.
Most travel programs aren’t underbought. They’re under-shopped. Beneficiaries take whatever coverage the cruise line, tour operator, or airline offers without comparing dedicated travel insurance markets that often provide broader coverage at lower cost.
At Avanti Group, we run a Residential Risk Audit™ before we recommend any travel policy. We look at your destination, trip duration, activities, and your existing health coverage — and place coverage that responds when something goes wrong away from home.
What Travel Insurance Covers
A complete travel policy includes:
- Trip Cancellation & Interruption — recovery of non-refundable trip costs for covered reasons
- Emergency Medical & Dental — medical care abroad, where domestic plans often don’t respond
- Emergency Evacuation & Repatriation — transport to appropriate medical facility, including international evacuation
- Baggage & Personal Effects — lost, stolen, or delayed luggage
- Trip Delay — reimbursement for additional expenses during covered delays
- Cancel For Any Reason (CFAR) — available on certain plans for broader cancellation flexibility
- Adventure & Sports Coverage — for skiing, scuba, hiking, and other higher-exposure activities
How to Get Started
Travel insurance isn’t a commodity product. Call our office or use the button below to start a conversation. We’ll review your trip and recommend the right coverage before you depart.