Is your company ready for a captive? Get a straight answer.

Captives get sold hard in this industry. Owners hear about the dividends and nobody walks them through the screen that decides who actually qualifies. This assessment is that screen, and it takes about three minutes.

What we screen for

• Casualty premium size, with $250,000 across workers’ compensation, general liability, and auto as the working benchmark
• Five-year loss history, because captives reward businesses that were already running clean
• A documented safety culture, not a binder on a shelf
• Financial stability and the appetite for a five-to-seven-year commitment

Meet the profile and the next conversation is a real feasibility review. Miss it and we will tell you exactly which item needs work and what the path looks like. Both answers are worth three minutes.

What happens after the assessment?

No quote. No pitch. You get an honest read on where you stand, and if the profile fits, we schedule a captive consultation to walk through the economics with your actual numbers. The captive is one tool on a spectrum that runs from staying exactly where you are through large deductible programs to owning your own insurance company. The assessment tells us where on that spectrum to start the conversation.

Schedule your captive consultation here and we will run the screen with you directly. The online self-assessment version of this screen is coming soon.