Management Liability | Avanti Group

5700 Merle Hay Road, Johnston, IA 50131
(515) 697-3864
rich@avantigrp.org

Management Liability

D&O Side A, Side B, and Side C Explained

The strongroom corridor of a historic private bank with a dark walnut-paneled wall set with three identical closed rectangular steel vault doors in a row, each with brass combination dial and lever handle, lit by warm sconces over dark stone flooring with no people present — a visual metaphor for the three insuring agreements inside a single directors and officers policy, each paying a different insured.

A D&O policy is three coverage agreements in one form. Who gets paid under Side A, Side B, and Side C — and where Side A DIC fits — explained.

Avanti Group
July 3, 2026

Management Liability

D&O for Private Companies: Why It’s Not Just a Public Company Product

A private company boardroom at dawn with a long dark-walnut table and a receding row of empty charcoal-leather chairs, floor-to-ceiling windows at the far end showing a low Midwestern skyline under cool blue-gray morning light, the bare polished table catching long soft reflections and no people present — a visual metaphor for the personal liability carried by each seat at the table, whether or not anyone is sitting in it.

D&O is not a public company product. Private company claims come from employees, customers, and regulators — and they name the people in the seats.

Avanti Group
July 3, 2026